A credit check is a process that involves a lender or other organization reviewing an individual's credit history and credit score. There are two main types of credit checks: hard checks and soft checks.

ID theft protection is a crucial aspect of keeping your personal information safe and secure in today's digital world. With the increasing amount of personal information being shared and stored online, it's important to take steps to protect yourself from identity thieves who may try to steal your information for their own gain. Here are three reasons why having ID theft protection is a good idea.