Home Loan Programs

Whether you're purchasing a home, refinancing your existing house loan, adding landscaping or an addition to your existing home, or scouting out the perfect piece of land to build your future home, Astra Bank is here with you every step of the way.

To get started, you can apply online and receive 24-hour pre-approval or simply contact us to get in touch with a lender. Either way, we're here to help you with all your mortgage needs! 

Apply Online

Buying / Refinancing

Fixed Rate Mortgages

Astra Bank offers long-term fixed rate loan programs. Servicing of these loans stays here at the bank so you have access to local friendly people taking your payments or assisting you with any questions.

» Be sure to check out our loan calculator to assist you with calculating possible monthly payments.

Building a New Home

Construction Mortgages

Astra Bank specializes in helping customers build their dream home. The construction loan program provides short-term financing for a specified period of construction. Upon completion, the bank will refinance the home for the long term with the appropriate loan program.

Home Improvements

Home Improvement Loans

Considering remodeling your bathroom, finishing your basement, or adding a deck or landscaping? Let us help you make your house more like home. We make home improvement loans for any size project.

Home Equity Lines of Credit (HELOC)

You worked so hard for your home; now let it start working for you. The equity in your home may provide solutions for financing your child's education, medical expenses, a small business start-up and much more.

Get Started Online Today!

So what are you waiting for? Visit our online mortgage center today and get your application going. With 24-hour pre-approval capability, you'll be on your way to homeownership before you know it.

Apply Online